The Actuarial Aspects of Blue Cross Plans [Reply]

It is indeed a pleasure, to have a man with Mr. Kormes’ experience review my paper. Mr. Kormes indicates that I created the impression that the problem is a simple one. I don’t see how anyone who read the "Foreword" of my paper could obtain this impression. The rating problems are quite complex. In order to keep my paper to a reasonable length, I selected one rating problem.