Abstract
THE EVOLUTION OF THE CONTRACT: Accident and health insurance in practice comprises two separate forms of insurance and hence there are two separate contracts, (a) the accident contract, which insures against the effects of injuries caused by all or certain specified accidents, and (b) the health contract which insures against the effects of all or certain specified diseases or sicknesses. These may be issued as separate and independent contracts and often are. In fact, policies of accident insurance only are issued far more commonly than are policies of either health insurance or accident and health insurance combined. Formerly health policies were issued as independent contracts rather freely, but of late years health insurance is not generally granted except in combination with accident insurance.
Volume
XVIII
Page
9-80
Year
1931
Categories
Business Areas
Accident and Health
Publications
Proceedings of the Casualty Actuarial Society
