Current Rate Making Procedures for Automobile Liability Insurance [Discussion]

A paper on automobile liability insurance ratemaking has been long overdue in appearing in the Proceedings of the Casualty Actuarial Society. Although the need for a paper on this subject has been felt for many years by students particularly, it is welcome as a basic reference for insurance men as well. That the task of writing the paper fell to Mr. Stern is a happy coincidence because of his native ability for clarity of expression and logical discussion. His paper, augmented by many illustrative exhibits, is a valuable contribution to the Society Proceedings.