Deductible and Excess Coverage, Liability and Property Damage Lines, Other Than Automobile [Reply]

The writer is deeply appreciative of the kind comments which are interspersed in Mr. Carlson's constructive criticism of this paper on deductible and excess coverages. This discussion is a valuable addition to the material already available in the Proceedings on this subject because it includes information on the changes in the rating methods which have been made effective within the last year.