Department of Transportation Views on Automobile Insurance

What did the Study show to be wrong with the present system? First, the liability insurance system has limitations in its coverage. Only those who can prove that others were at fault while they were not (or were less at fault) have a legal right to recover their full losses. What does this mean in fact? It means that in more than half the automobile accidents where someone was killed or seriously injured, no benefits were received from the tort liability system. In 10 percent of the cases nothing was received from any system of reparation.