The Effect of Daylight Savings Time on the Number of Motor Vehicle Fatalities [Discussion]

Mr. Mills has boldly attacked one of the most difficult problems that confront the insurance actuary--the handling of raw statistics. It is gratifying that his study is concerned with automobile accidents, which present one of the most interesting and mysterious fields that the statistician can explore. Automobile accidents, as we know, are caused by the presence on the highways of too many old cars with defective brakes, too many new cars with powerful motors, too many old drivers with slow reflexes, too many young drivers with no common sense, too many slow-pokes who get in the way, too many speed demons who try to pass them. Theories are plentiful and statistics are few. Out of this welter of confusion Mr. Mills brings us some actual facts about the accident records of cities using, or failing to use, daylight saving time.