Evaluating Workers Compensation Trends Using Data by Type of Disability

In some states, workers compensation trends have reached proportions which are viewed skeptically, at best, by regulators and others. The task of determining the magnitude of the trend and demonstrating the accuracy of the trend calculation can be significantly eased if trends are analyzed by type of disability. This paper shows two examples of the manner in which trends are analyzed in that fashion: first for a company with a detailed data base and then for a company with the simpler type of data that is available from many companies.