Excess Coverage (Per Accident Basis) for Self-Insurers: Workmen's Compensation - New York

In 1927, Mr. Paul Dorweiler presented a paper entitled "Observations on Making Rates for Excess Compensation Insurance" which is contained in Volume XIII of the Proceedings. Mr. Dorweiler commented upon various forms of partial coverage and outlined certain ratemaking studies which had been made to that date. Included in this survey was excess insurance per accident, which affords coverage for losses in excess of a fixed limit per accident. The assured retains his obligations up to a fixed amount for each accident and insures the portion of losses in excess of this fixed amount.