Injured Worker Mortality

The paper discusses the NCCI Special Call for Injured Worker Mortality data and the ensuing analysis of that data. The design of the call and the company's ability to supply elements of the call is discussed. The goal was to test the hypothesis that the mortality of pensioned workers differs significantly from that of the general population. Because of ambiguities in the data, the hypothesis cannot be accepted or rejected. It does appear that, at least for ages below 60, the reported injured worker mortality rate is high than standard US Life. Between age 60 and 74, the injured worker mortality rate does not differ appreciably from U.S. Life. The differences in mortality, even if accepted, do not imply significant redundancy or inadequacy of tabular reserves. Keywords: Workers Compensation