Inverse Liability Automobile Accident Insurance, [Discussion]

The paper on Inverse Liability Automobile Accident Insurance presented at the May, 1967 meeting of our Society by Mr. J. B. M. Murray is an extremely welcome and a very timely contribution to our Proceedings. Seldom can one pick up a newspaper or trade journal today without observing some article leveling adverse criticism towards the current tort liability system. In his presentation as part of a panel discussion on Automobile Compensation Plans at the May, 1966 CAS meeting, Professor Keeton summarized the shortcomings of the present automobile claims system by saying, "It provides too little, too late, unfairly allocated, at wasteful cost, and through means that promote dishonesty and disrespect for law." The degree of consent or opposition toward this statement from various segments of the industry varies quite drastically, although it is generally agreed that some refinement is necessary in the present system of settling third party liability claims.