Loss Reserve Testing: A Report Year Approach, [Author's Review of Discussion]

We would like to begin our comments by thanking Mr. Skurnick for taking the time to prepare such a thoughtful review of our paper. In general, we agree with this review. The technique he suggests for organizing the data to overcome the problem of “variance” claims should have merit with many reserving techniques. It will be interesting to see what further stops will be taken to obtain data in this format.