Miscellaneous Property Damage Insurance {Discussion]

Mr. Pinney has explained the fundamental principles underlying the miscellaneous forms of property damage insurance which have been developing during the past two years. These forms of coverage will undoubtedly increase in importance as the insuring public comes to realize their place in the plan of complete insurance protection against loss by reason of legal liability for injury to the persons and property of others. Property damage insurance logically supplements public liability insurance for the reasons (1) that both involve the legal responsibility of the policyholder and (2) that in general both arise out of the same sort of occurrences.