A New Approach to Infant and Juvenile Mortality [Discussion]

Mr. Hewitt’s paper attempts to derive an analytic expression suitable for evaluating mortality at infant ages. Noting that the Gompertz and Makeham laws, often used by life actuaries to fit mortality data (the 1941 CSO table was Makehamized at ages 15 to 95 while a Gompertz graduation was fitted to the 1937 Standard Annuity Table), are not applicable at juvenile ages, he derives formulas which may be useful in valuing orphans’ benefits, especially where multiple lives are involved.