The Permanent Total Disability Provision in Life Insurance Policies [Discussion]

In presenting this paper in November, 1928, Mr. Morris rendered a timely service to the Society and the life insurance business. His work was distinctly helpful to the committee of company actuaries appointed by the Superintendent of New York and the committee of insurance department actuaries appointed by the National Convention of Insurance Commissioners. These two committees are now recommending Standard Provisions which agree closely with those given by Mr. Morris.