Ratemaking for Homeowners Insurance [Discussion]

Dr. Hartman's book is well organized, well written, and should be useful to students of insurance. The scope of the book goes far beyond the subject matter suggested by its title. Ironically, the author devotes most of his talent to the events leading up to the current state of the art of Homeowners ratemaking, but his description of the procedures now in use is the weakest part of his book.