Remarriage Experience of Pennsylvania Compensation Insurance CarriersPolicy Years 1916-1919

Most workmen's compensation laws provide that the widow's pension shall cease upon her remarriage but that the remaining dependents shall thereafter be entitled to the rate of compensation which they would have received had there been no widow. Many acts also allow a remarriage bonus. The probability of remarriage must accordingly, be taken into account in the valuation of death claims whether for reserves or for rate making. The table heretofore used for this purpose is derived from the experience of the Dutch Royal Insurance Institute. But the Dutch table is based upon a very limited exposure and is of very doubtful applicability to American conditions. It is worth while, therefore, to begin the compilation and analysis of the fast-accumulating American experience.