Some Considerations on Automobile Rating Systems Utilizing Individual Driving Records, [Discussion]

As Mr. R. E. Beard, secretary and editor of Astin, said, "The literature in the English language relating to analytical expressions of the risks involved in general insurance is scanty and largely limited to papers presented to International Congresses of Actuaries and the Proceedings of the Casualty Actuarial Society. There are, however, a number of contributions to the subject in various other languages, scattered over various journals, mainly, insurance publications of European countries, e.g. Skandinavisk Aktuarietidskrift and a few books." The CAS can rightfully be proud of its contributions in this field which have been ably enhanced by Mr. Dropkin’s treatment of the negative binomial distribution.