Some Observations on Accident and Health Insurance [Discussion]

Mr. Tarbell's paper brings out clearly the many obstacles which have been encountered in the development of accident and health insurance in this country. The subject is most important as is evidenced by the fact that accident and health premiums written by insurance companies in 1925 amounted to over one hundred and twenty-nine million dollars and those by benefit associations to nearly forty-one million dollars. Approximately eighty per cent. of these premiums were accident. It may readily be appreciated, therefore, that accident insurance and health insurance occupy very prominent positions in the list of the various lines written.