Suggested Modification in the Policy Year Method of Compiling Experience

Although it is controversial whether the advantages of the plan advocated by Mr. Linder for compiling automobile statistics on an accident year basis would outweigh the disadvantages resulting from such a plan, it is not the writer's intention to go into this phase of the subject but rather to confine himself to a discussion of the statistical difficulties and additional expense which would result if this plan were introduced. Mr. Linder's paper does not go into detail regarding this angle of the subject, but instead is largely concerned with outlining the plan itself and the advantages which would be derived from a rate making standpoint.