Temporary and Permanent Disability Reserves

The movement to increase the percentage of earned premiums charged as the claim reserve under workmen's compensation policies from 55 per cent. to 60 per cent. immediately and to 65 per cent. two years from December, 1916, at latest indicates, perhaps, anew the utter unsuitability of this method and the improbability, amounting indeed to impossibility that it will assure solvency, even though these reserves are held. It may be well, in consequence, to consider in what manner this troublesome question may otherwise be dealt with and especially in what manner it has been successfully dealt with, elsewhere.