A Uniform Statistical Plan and Integrated Rate Filing Procedure for Private Passenger Automobile Insurance

The casualty insurance rate analyst in the employ of a state insurance department who attempts to conscientiously administer the various statutes relating to insurance rates is constantly confronted with inconsistency and contradiction. In the discussion that follows, the thoughts of one such rate analyst are offered for consideration. The entire presentation represents certain ideas and conclusions of the writer, and they should not be construed to be the attitude or policy of the writer's employer.