A Discussion of Group Accident and Health Insurance

During the past few years Casualty Insurance Companies have shown a growing interest in the Group Accident and Health field. In recognition of the resulting interest of casualty actuaries and actuarial students, it is the intent of this paper to outline a possible statistical plan for carriers newly entering the field. Because the Proceedings at present lack any article dealing with the principle types of Group Accident and Health coverage and with the development of this comparatively new line of insurance, a brief discussion of these subjects, with particular reference to temporary disability legislation, is also included as a prerequisite to any examination of a possible statistical plan.