Group Accident and Health Hospital Therapeutic Benefits- Measurement of Loss Costs for Ratemaking Purposes [Discussion]

My first reaction to Mr. Otteson's paper is one of welcome. There have been too few papers on Group Insurance subjects presented for publication in the Proceedings, perhaps because, until the advent of compulsory disability benefit laws, Group Insurance was principally written by Life Insurance companies. I hope that this paper is only the first of many on this general subject which can well benefit from the attention of casualty actuaries.