New York Disability Benefits Law Insurance Experience 1951-1954 [Discussion]

Mr. Schwartz's paper is a sequel to his thorough review of the New York Disability Benefits Law presented to this Society in November 1950. Equally thorough, this paper describes changes in the Law since 1950, explains the New York Insurance Department's recommendations regarding minimum reserves for assessments for the Special Fund for the Disabled Unemployed, presents the combined experience of all companies under statutory coverage as reported to the New York Department, and speculates as to why the experience was so much better than expected.