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1941
The paper entitled "Casualty Insurance Accounting and the Annual Statement Blank," originally contained in Proceedings, Volume XV, Page 141, and revised and reprinted in Volume XXVII, Page 294, deals with the most important sections of the annual statement blank from the financial standpoint, namely, Income and Disbursements, Assets and Liabilities and the Underwriting and Investment Exhibit.
1941
Two motives prompted me to write this paper: the first, to publish the latest available data on excess costs for the information of casualty insurance men generally; and the second, to give the reinsurance companies and others who are interested in excess coverage for self-insurers under the New York Workmen's Compensation Law an opportunity to review and criticize the ratemaking method evolved by the Actuarial Committee of the Compensation Insur
1941
On previous occasions I have written discussions of several papers and I must confess that each time I had to be prompted out of my inertia by a more or less urgent request of the then vice-president.
1941
As stated in Mr. Cahill's paper, the proposed formula for computing rates for New York for excess coverage over a $10,000 per accident limit is as follows:
1941
The constructive criticisms expressed in the discussions of Messrs. Seymour E. Smith and Russell P. Goddard will certainly contribute to the clarification of thought and improvement of methods dealing with ex-medical coverage in Workmen's Compensation Insurance.
1941
All three discussions, by Mr. Myers, Mr. Hipp, and Mr. Kulp, are helpful contributions on the subject of employment and unemployment.
1941
It has been most encouraging to note that able actuaries have had the courage to submit papers to the several actuarial societies during recent years on various phases of social insurance problems which generally had not been included theretofore within the scope of actuarial investigation. It is most appropriate that a paper has been submitted by Mr.
1941
This paper of Mr. Williamson may very well be a landmark in the history of this Society. It is hazardous to prophesy--25 years ago social insurance to a distinguished President of this Society seemed just around the corner--but it would be an excellent thing both for the actuarial profession and the institution of social insurance if this paper were the first of a notable series.
1941
The Casualty Actuarial Society was organized to deal with casualty and social insurances. Among social insurances it has been chiefly concerned with workmen's compensation. Casualty actuaries are therefore familiar with employment interruptions due to injuries or sickness arising out of or in the course of employment.
1941
I am taking advantage of this occasion when you have been engaged in examining my actuarial offspring to say how much interested I am, after many years of absence from your meetings, to find how well you have found yourselves. You certainly seem to be more intelligent than we used to be and I am glad to see that you are more frivolous.
1941
Professor Whitney has again made a notable contribution to casualty actuarial science in the form of this paper. The novelty of the subject matter and the author's ability to treat it in a clear, logical, and not too complicated manner has resulted in an excellent paper of general interest, one which merits careful study and consideration by automobile rate makers as it contains many comments adaptable to current automobile rating problems.
1941
Mr. Whitney is to be congratulated on having presented a paper which should stimulate the thinking of those of us who too complacently assume that the existing experience basis is the one and only method of rate making. He has made a very interesting comparison between a "cause" or schedule rate basis of making automobile rates and the existing experience basis.
1941
Mr. Whitney's paper deals with a subject which he is most competent to discuss. Previous papers presented by him, not only to this Society but to the Actuarial Society of America, as well, indicate that he has given much careful thought to the rating of risks for the various kinds of insurance.
1941
Every event is part of a sequence; it is preceded by causes and followed by consequences. Accidents are no exception: they have causes, they are no longer thought of as just "happenings," and they certainly have consequences. It is their consequences, measured in cost, with which casualty companies are primarily concerned.
1941
The author appreciates the interest shown in this paper as evidenced by the number and scope of the discussions. The various points brought out are constructive, helpful and clarifying.
1941
To add anything of value by way of current discussion of Mr. Tarbell's carefully prepared paper to Mr. Davies' interesting review (volume 16, page 191) of the original paper, which was first presented in 1928, while keeping within the avowed purpose of the author, is quite a problem.
1941
The following comments on Mr. Tarbell's paper entitled Casualty Insurance Accounting and the Annual Statement Blank are offered to emphasize the value of the subject which Mr. Tarbell has covered in such a meticulous manner.
1941
If a layman were to stump the experts in a quiz contest, and win as a prize a set of twenty-five volumes of the Proceedings of the Casualty Actuarial Society, he might be interested enough to read all the papers presented by the worthy members, comparing the several methods of approach.
1941
Mr. Peters has given a thorough and comprehensive presentation of ex-medical coverage for workmen's compensation risks. The historical and descriptive matter in the paper calls for no discussion--suffice it to say that it is complete.
1941
The stretching out of the long arm of the state to regulate and control the prices to be charged for insurance is a single incident in a legislative program, very wide-spread in scope, fairly modern in development, and at present proceeding at an accelerated rate. Legislation inevitably is colored by the national ideology, and that ideology has undergone and is still undergoing a profound change.
1941
Mr. Tarbell has admirably achieved the objective stated in his paper, of showing briefly the "rationale of the annual statement and the application of bookkeeping and accounting principles to the various insurance accounts." While it is true that his paper was prepared primarily for students of our Society, it also is true that those of us who have a more complete knowledge of the subject will benefit from a careful reading of this paper.
1941
A mid-western lawyer was discussing the relative merits of two eastern law schools. He criticized one because in his opinion its professors taught the law as they thought it should be--and not the law as "she is." Fortunately, for students of the Society, Mr. Tarbell has followed his previous paper with another along the same pattern.
1941
The following is a revision of a paper under the same title, originally prepared by the writer and appearing in "Proceedings, Vol. XV, Page 141." The main purpose of the revision has been to reflect changes in item numbers, revised wordings, and treat new items, incorporated in the annual statement blank since the original paper was prepared.
1940
Mr. Mills need not have concerned himself with the question of how much or how many of the many methods of presentation would demonstrate the findings that he had made in his study of the effect of daylight saving time on the number of motor vehicle fatalities.
